Particular areas of the world now require different privacy disclosures, so please read the entire policy to make sure you understand this website’s practices fully.
I. If You Are Located in the EU
A. What Personal Data Does This Website Collect From You?
Personal data is information that can be used to identify you such as your name, IP address, and email address. This website collects personal data from you in one way:
1. Opt-in email newsletter subscription form: your email address.
I collect the information above for the following purposes.
1. Opt-in email newsletter subscription form: To provide you with occasional alerts for when a new blog post is posted on the website, or to share information we feel would be useful to you.
What Legal Basis Do We Have For Collecting and Processing Your Information?
Websites must have a legal basis for collecting information from individuals located in the European Union. Our legal basis for each of the ways we collect information from you is as follows. Please note where consent forms the basis, you can withdraw consent at any time by contacting us or by opting out of any email message using the “unsubscribe” link.
1. Opt-in email newsletter subscription form: You consent to the subscription. We have an allowed legitimate interest in updating you when a new blog post goes live on this website so that you can read it.
“Legitimate interests” for processing your personal information exist where you submit the information with an expectation that it will be processed and there is no undue impact on you. If you disagree or have questions, please contact me and I will cease the processing of your data under this legal basis.
D. Who Has Access To The Data We Collect?
We process and access to the data we collect from you. However, we use third parties to assist us with processing your personal data including the following categories of recipients:
- Customer service communication platform
- Email communication manager
- Website management services
- Website design and programming services
These third parties have signed contracts with us in which they are prohibited from utilizing, sharing or retaining your personal data for any purpose other than we dictate.
E. Cookies and Similar Technologies
What Are Cookies?
Cookies are tiny files that are downloaded to your computer to track particular aspects of your activity online to help us learn certain things about our website. This page describes what information they gather, how we use it and why we sometimes need to store these cookies. We will also share how you can prevent these cookies from being stored however this may downgrade or ‘break’ particular elements of the site’s functionality.
You can prevent the setting of cookies by adjusting the settings on your browser (see your browser Help for how to do this) or by manually selecting which cookies you prefer on the pop-up that appears when you first visit the site. You can also opt out of tracking by many companies using cookies via the Network Advertising Initiative Consumer Opt-Out.
Email Education-Related cookies
This site offers email subscription services providing you information.
When you submit data to through a form such as comment forms, cookies may be set to remember your user details for future correspondence.
Third Party Cookies
This site uses Google Analytics which is one of the most widespread and trusted analytics solutions on the web for helping us to understand how you use the site and ways that we can improve your experience. These cookies may track things such as how long you spend on the site and the pages that you visit so we can continue to produce engaging content. We also use third party analytics to track and measure usage of this site so that we can continue to produce engaging content. These cookies may track things such as how long you spend on the site or pages you visit which helps us to understand how we can improve the site for you.
As we publish content and employ affiliate links, it’s important for us to understand statistics about how many of the visitors to our site read a certain article or make a purchase through a certain link, and this is the kind of data that these cookies will track. This is important to you as it means that we can accurately make business predictions that allow us to create useful content in the future.
We also use social media buttons and plugins on this site that allow you to connect with your social network in various ways. For these to work the following social media sites including, Facebook Instagram, Twitter, and YouTube, will set cookies through our site which may be used to enhance your profile on their site or contribute to the data they hold for various purposes outlined in their respective privacy policies.
F. How Long Do We Keep Your Data?
We keep your personal data for different periods of time depending on the reason it was gathered in the first place.
Opt-in email newsletter subscription form: 36 months
If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.
If a legal claim arises involving your data, we will store and disclose that data until the matter has resolved.
Your Right To Ask For Corrections, Erasure, And Export Of Your Data
You have the right to control your personal data. Specifically, you have the following rights:
- The right to be informed: We are informing you now with this policy.
- The right of access: We’ll provide you with the data we have about you.
- The right to rectification: Request we fix incorrect data about you.
- The right to erasure: Request we erase certain data about you.
- The right to restrict processing: Ask us to restrict certain type of processing of your personal information.
- The right to data portability: Ask us to provide your personal data we have for export.
- The right to object: Object to how we use your data.
- Rights in relation to automated decision making and profiling: We don’t profile you, but keep in mind you have this right with other sites.
To exercise any of these rights, please contact me with your request at john[at]optimizedportfolio.com. John Tyler Williamson will be viewed as the controller and processor of data collected.
Web traffic to this website is encrypted, and data we collect is encrypted at rest.
Your Right To Withdraw Consent
Although this is mentioned above, we want to emphasize that wherever we’ve asked for your consent to collect or process your personal data, you have the right to withdraw that consent. If you receive email messages from us, you can use the “unsubscribe” link in each message to withdraw consent and stop the mailings. Alternatively, you can contact me with your request at john[at]optimizedportfolio.com.
Do We Transfer Your Data To Third Countries?
No. We are located in the United States. Your data is collected and held here.
Privacy Concerns, Contacting Us, Complaints.
You can contact John Tyler Williamson at john[at]optimizedportfolio[dot]com with any questions or requests you have about these policies or your personal data. If, after contacting us, you feel a privacy issue has not be resolved, you have the right to file a complaint with a Supervisory Authority such as the Data Protection Commissioner of Ireland.
II. For Our Friends Located In California
A. Do Not Track Signals.
Pursuant to the California Online Privacy Protection Act, we hereby disclose that we do not currently honor “do not track” signals issued by browsers or other third party sources.
B. California Eraser Law.
If you are an individual under 18 and have provided personal information or content to us in some manner, you have the right to request the deletion of that information pursuant to the “California Eraser Law.” Contact us to make such a request at john[at]optimizedportfolio[dot]com.
III. For All Our Valued Friends Regardless of Location
B. Legal Disclosures of Personal Information.
We may process, store, and disclose personal information if required to do so by law or in the good-faith belief that such action is necessary to (1) conform to the edicts of the law or comply with legal process served on us, (2) protect and defend our rights or property or (3) act under exigent circumstances to protect the safety of the public or users of the site.
C. DMCA Disclosures
We comply with the Digital Millennium Copyright Act of 1998. As part of the compliance process, we may be required to disclose whatever information we have for you to a copyright holder who has submitted a complaint to us.
D. Public Comments.
You may leave comments on forum posts. Please remember that any information you provide is not private. The information can be viewed by anyone online including family, friends, the media, investigators, and potential employers conducting background checks.
E. Third Party Websites.
We link to other sites, but please keep in mind that we do not control the privacy policies of those sites. Make sure to review the policies of any such sites before providing your personal information.
F. Sale of Business
Should we sell this site or our business, your personal information will be an asset transferred to the new owner.
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.