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Optimized Portfolio

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    • Portfolio Asset Allocation by Age
    • How To Invest Your Emergency Fund
    • Portfolio Diversification – How To Diversify Your Portfolio
    • Dollar Cost Averaging vs. Lump Sum Investing (DCA vs. LSI)
    • How To Invest Your HSA (Health Savings Account)
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  • Lazy Portfolios
    • All Weather Portfolio
    • Bogleheads 3 Fund Portfolio
    • HEDGEFUNDIE’s Excellent Adventure
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    • Ben Felix Model Portfolio
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  • Funds
    • VOO vs. VTI – Vanguard S&P 500 or Total Stock Market ETF?
    • The 7 Best International ETFs
    • The 8 Best Small Cap ETFs (4 From Vanguard)
    • The 5 Best REIT ETFs
    • The 5 Best EV ETFs – Electric Vehicles ETFs
    • VIG vs. VYM – Comparing Vanguard’s 2 Popular Dividend ETF’s
    • The Best Vanguard Dividend Funds – 4 Popular ETFs
    • The 5 Best Tech ETFs
    • The 7 Best Small Cap Value ETFs
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  • Leverage
    • What Is a Leveraged ETF and How Do They Work?
    • How To Beat the Market Using Leverage and Index Investing
    • The 9 Best Leveraged ETFs
    • Hedgefundie’s Excellent Adventure
    • Leveraged All Weather Portfolio
    • Leveraged Permanent Portfolio
    • Leveraged Golden Butterfly Portfolio
    • NTSX – Review and Summary
    • TQQQ – Is It A Good Investment?
    • PSLDX – A Review
    • SWAN – A Review
    • RPAR Risk Parity ETF Review
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  • Dividends
    • The Best M1 Finance Dividend Pie
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    • 8 Reasons Why I’m Not a Dividend Income Investor
    • QYLD – A Harsh Review
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  • Brokers
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    • M1 Finance Review
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  • Retirement
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Leverage

NTSD ETF Review – WisdomTree Efficient U.S. Plus International Equity Fund

Last Updated: April 5, 2026 1 Comment – 12 min. read

ntsd

NTSD is a new capital-efficient ETF from WisdomTree designed to provide core exposure to U.S. equities with international equities layered on top. Here's my summary and review. NTSD - The What, Why, and How NTSD is a new ETF from WisdomTree that launched on March 19, 2026, on the NYSE. Its full name is the WisdomTree Efficient U.S. Plus International Equity … [Read more...] about NTSD ETF Review – WisdomTree Efficient U.S. Plus International Equity Fund

ALLW ETF Review – SPDR Bridgewater All Weather ETF

Last Updated: April 6, 2026 2 Comments – 9 min. read

allw etf

Bridgewater teamed up with State Street to finally launch an All Weather ETF based on their famous strategy. The ticker is ALLW. I review it here. Intro - Bridgewater and the ALLW ETF If you've landed here, Bridgewater and Ray Dalio's famous All Weather Portfolio strategy likely need no introduction. Ray Dalio is regarded as one of the smartest minds in investing … [Read more...] about ALLW ETF Review – SPDR Bridgewater All Weather ETF

RSBY ETF Review – Return Stacked® U.S. Bonds & Futures Yield ETF

Last Updated: November 7, 2025 3 Comments – 8 min. read

rsby etf

The RSBY ETF aims to provide a "return stacked" solution for U.S. bonds and futures yield in a single fund. It's called the Return Stacked® U.S. Bonds & Futures Yield ETF. I review it here. If you've landed here, it's highly likely that you're already at least somewhat familiar with "return stacking" and you've probably even already checked out the other funds in this … [Read more...] about RSBY ETF Review – Return Stacked® U.S. Bonds & Futures Yield ETF

How I Use Margin to Enhance Portfolio Diversification and Increase My Expected Returns

Last Updated: August 9, 2024 1 Comment – 10 min. read

m1 margin

I grew up envisioning a big red warning sign anytime I saw the terms margin, leverage, or debt. I was told, just like you probably have been, that all debt is inherently bad and that portfolio leverage is too risky, period. But the more I learned about diversification and portfolio construction over the years, the more I realized there’s a lot of fearmongering - and nuance - … [Read more...] about How I Use Margin to Enhance Portfolio Diversification and Increase My Expected Returns

RSSY ETF Review – Return Stacked® U.S. Stocks & Futures Yield ETF

Last Updated: November 7, 2025 4 Comments – 8 min. read

rssy

The RSSY ETF aims to provide a "return stacked" solution for U.S. stocks and futures yield in a single fund. It's called the Return Stacked® U.S. Stocks & Futures Yield ETF. I review it here. If you've landed here, it's highly likely that you're already at least somewhat familiar with "return stacking" and you've probably even already checked out the other funds in … [Read more...] about RSSY ETF Review – Return Stacked® U.S. Stocks & Futures Yield ETF

RSBT ETF Review – Return Stacked® Bonds & Managed Futures ETF

Last Updated: November 7, 2025 2 Comments – 10 min. read

rsbt

The RSBT ETF aims to provide a "return stacked" solution for bonds and managed futures in a single fund. It's called the Return Stacked® Bonds & Managed Futures ETF. I review it here. If you've landed here, chances are you're already at least somewhat familiar with "return stacking" and maybe you've even already checked out the other funds in this family like RSSB and … [Read more...] about RSBT ETF Review – Return Stacked® Bonds & Managed Futures ETF

RSST ETF Review – Return Stacked® US Stocks & Managed Futures ETF

Last Updated: November 7, 2025 3 Comments – 7 min. read

rsst

The RSST ETF launched in late 2023 and aims to provide a "return stacked" solution for US stocks and managed futures in a single fund. Appropriately, it's called the Return Stacked® US Stocks & Managed Futures ETF. Let's review it. First, let's briefly cover what "return stacking" is. Essentially, it refers to borrowing (i.e. leverage) to free up space in the portfolio … [Read more...] about RSST ETF Review – Return Stacked® US Stocks & Managed Futures ETF

RSSB ETF Review – Return Stacked® Global Stocks & Bonds ETF

Last Updated: November 7, 2025 25 Comments – 7 min. read

The RSSB ETF aims to provide a "return stacked" solution for global stocks and bonds in a single fund. It's called the Return Stacked® Global Stocks & Bonds ETF. Let's review it. First, it's important to note that as of March 29, 2023, RSSB is not trading yet. The SEC filing happened on February 6, 2023. Update on December 5, 2023: RSSB has launched! Update on … [Read more...] about RSSB ETF Review – Return Stacked® Global Stocks & Bonds ETF

3 Hedge Fund ETFs To Invest Like a Hedge Fund in 2026

Last Updated: July 19, 2024 No Comments – 6 min. read

currency

Hedge funds are typically only accessible by the ultra rich. Here we'll explore what hedge funds are, why you may or may not want to act like one, and some ETFs to invest like a hedge fund in . What Is a Hedge Fund? As the name suggests, a hedge fund is quite literally, in its simplest explanation, a fund that holds different assets as hedges to each other in an … [Read more...] about 3 Hedge Fund ETFs To Invest Like a Hedge Fund in 2026

The Hunt for a Leveraged Value ETF – 3 Contenders

Last Updated: March 28, 2026 8 Comments – 3 min. read

leverage

So you like leveraged ETFs and you like Value. Can we combine them? Here I discuss the current options for a leveraged value ETF. Video Prefer video? Watch it here: Why a Leveraged Value ETF? If you've landed on this page, hopefully leveraged ETFs require no explanation. If they do, go read this post first explaining how they work. Basically, we're … [Read more...] about The Hunt for a Leveraged Value ETF – 3 Contenders

RPAR Risk Parity ETF Review – An All Weather Portfolio ETF?

Last Updated: July 19, 2024 10 Comments – 10 min. read

rpar 10 year performance

RPAR is a single fund solution for an all-weather portfolio strategy based on risk parity - one ETF to be fully diversified across multiple assets. I review it here. RPAR ETF Review Video Prefer video? Watch it here: What Is the RPAR Risk Parity ETF? To discuss the RPAR ETF, we first have to talk about the concept of an "all-weather portfolio." As the … [Read more...] about RPAR Risk Parity ETF Review – An All Weather Portfolio ETF?

PSLDX – A Review of the PIMCO StocksPLUS® Long Duration Fund

Last Updated: April 4, 2023 76 Comments – 6 min. read

psldx vs hfea ntsx sp500 performance

PIMCO have been quietly beating the market and doing a version of the famous Hedgefundie Adventure for years with their mutual fund PSLDX. But is it a good investment? I review it here. PSLDX Review Video Prefer video? Watch it here: What Is PSLDX? To talk about PSLDX, let's first talk briefly about the famous Hedgefundie Adventure. Ironically, you're … [Read more...] about PSLDX – A Review of the PIMCO StocksPLUS® Long Duration Fund

SWAN – A Review of the Amplify BlackSwan ETF for Downturns

Last Updated: April 4, 2023 47 Comments – 8 min. read

black swan

Black swan events are impactful and unpredictable. The Amplify BlackSwan Growth & Treasury Core ETF (SWAN) was designed to protect against them. Let's dive into it. Video Prefer video? Watch it here: What Is a Black Swan Event? The term black swan is used to describe an extremely rare, inherently unpredictable event that has severe negative … [Read more...] about SWAN – A Review of the Amplify BlackSwan ETF for Downturns

TQQQ – Is It A Good Investment for a Long Term Hold Strategy?

Last Updated: April 12, 2026 134 Comments – 10 min. read

tqqq

TQQQ has grown in popularity after a decade-long raging bull market for large cap growth stocks and specifically Big Tech. But is it a good investment for a long term hold strategy? Let's dive in. Video - TQQQ ETF Strategy Review Prefer video? Watch it here: What Is TQQQ? TQQQ is a 3x leveraged ETF from ProShares that aims to deliver 3x the daily returns … [Read more...] about TQQQ – Is It A Good Investment for a Long Term Hold Strategy?

NTSX ETF Review – WisdomTree U.S. Efficient Core ETF (90/60)

Last Updated: March 29, 2026 130 Comments – 9 min. read

ntsx

NTSX from WisdomTree is a relatively new ETF designed to provide access to asset class diversification without sacrificing returns in order to free up space in diversified portfolios. I think the fund is pretty clever, simple, elegant, and useful. Here's my summary and review. NTSX ETF Review Video Prefer video? Watch it here: NTSX - The What, Why, and … [Read more...] about NTSX ETF Review – WisdomTree U.S. Efficient Core ETF (90/60)

How To Beat the Market Using Leverage and Index Investing

Last Updated: April 5, 2023 38 Comments – 9 min. read

s&p 500 vs 90/60 vs 180/20

Most investors - even professionals - fail to beat the market. Can it be done? Perhaps. Here we'll explore how to beat the market using leverage and index investing. Can You Beat the Market? Yes and no. Technically, yes of course it's possible. Perhaps the most famous example is Warren Buffett. But you're not him. Moreover, for the most part, his investing style … [Read more...] about How To Beat the Market Using Leverage and Index Investing

The 3 Best Inverse ETFs to Short the S&P 500 Index in 2026

Last Updated: November 29, 2025 5 Comments – 4 min. read

inverse market crash

Inverse ETFs allow investors to bet against, or "short" the market. Here we'll look at the best inverse ETFs for the S&P 500 Index for to profit from stock market downturns. Inverse ETFs Video Prefer video? Watch it here: What Is an Inverse ETF and How Do They Work? So what is an inverse ETF? Inverse ETFs can be a market timer's best friend. … [Read more...] about The 3 Best Inverse ETFs to Short the S&P 500 Index in 2026

What Is a Leveraged ETF and How Do They Work?

Last Updated: March 22, 2022 16 Comments – 4 min. read

leverage

Leveraged ETFs allow investors to increase exposure without additional capital outlays. Below we'll explore what leveraged ETFs are, how they work, and why you might want to use them. Prefer video? Watch it here. What Is a Leveraged ETF? A leveraged ETF, as the name suggests, is an ETF (exchange-traded fund) that allows investors to utilize leverage in their … [Read more...] about What Is a Leveraged ETF and How Do They Work?

The 9 Best Leveraged ETFs To Enhance Portfolio Exposure (2026)

Last Updated: March 22, 2022 20 Comments – 4 min. read

Leveraged ETFs allow investors to enhance asset exposure without taking on a margin loan. Below we'll review the 9 best leveraged ETFs for . In a hurry? Here's the list: TQQQ - ProShares UltraPro QQQQLD - ProShares Ultra QQQTECL - Direxion Daily Technology Bull 3X SharesSSO - ProShares Ultra S&P 500UPRO - ProShares UltraPro S&P 500SPXU - ProShares UltraPro … [Read more...] about The 9 Best Leveraged ETFs To Enhance Portfolio Exposure (2026)

Harry Browne Permanent Portfolio Review, Performance, & ETFs (2026)

Last Updated: April 12, 2026 23 Comments – 14 min. read

permanent portfolio

The Harry Browne Permanent Portfolio is a simple, straightforward portfolio consisting of 4 equally-weighted assets. Here we'll look at its allocations, historical performance, and the best ETFs to use in its construction in . What Is the Permanent Portfolio? The Permanent Portfolio is a simple 4-slice portfolio created by investment advisor Harry Browne in the … [Read more...] about Harry Browne Permanent Portfolio Review, Performance, & ETFs (2026)

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John Williamson, APMA®

Analytical data nerd, investing enthusiast, fintech consultant, Boglehead, and Oxford comma advocate. I'm not a big fan of social media, but you can find me on LinkedIn and Reddit. Read More…

Most Popular

Ray Dalio All Weather Portfolio Review, ETFs, & Leverage (2026)

HEDGEFUNDIE’s Excellent Adventure (UPRO/TMF) – A Summary

Golden Butterfly Portfolio Review, Performance, & ETFs (2026)

David Swensen Portfolio (Yale Model) Review and ETFs To Use

55 Lazy Portfolios and Their ETF Pies for M1 Finance (2026)

VIG vs. VYM – Vanguard’s 2 Popular Dividend ETFs (Review)

Warren Buffett ETF Portfolio (90/10) Review and ETFs (2026)

Bogleheads 3 Fund Portfolio Review and Vanguard ETFs (2026)

Paul Merriman Ultimate Buy and Hold Portfolio Review & ETFs (2026)

The Best M1 Finance Dividend Pie for FIRE & Income Investors

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retirable

Portfolio Asset Allocation by Age – Beginners To Retirees

The 7 Best Small Cap ETFs (3 From Vanguard) for 2026

9 Best International ETFs To Buy (6 From Vanguard) in 2026

Ben Felix Model Portfolio (Rational Reminder, PWL) ETFs & Review

Factor Investing and Factor ETFs – The Ultimate Guide

The Ginger Ale Portfolio (My Own Portfolio) and M1 ETF Pie

QYLD – Avoid This ETF as a Long-Term Investment (A Review)

The 9 Best T Bill ETFs (Treasury Bills) To Park Cash in 2026

JEPI ETF Review – JPMorgan Equity Premium Income ETF

SPAXX vs. FZFXX, FDIC, FCASH, FDRXX – Fidelity Core Position

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