If you've got a Fidelity investment account, you've probably encountered several options for your "core position" for cash: SPAXX, FDIC, FDRXX, and/or FZFXX. I compare them here. Introduction - What is the Fidelity Core Position? Your "core position" at Fidelity simply refers to where your uninvested cash goes inside your account. For example, if you have 75% … [Read more...] about SPAXX vs. FDIC vs. FDRXX vs. FZFXX – Fidelity Core Position
Recent Posts
How To Write an Investment Policy Statement – Template & Example
An investment policy statement is a formal document that defines one's investing objectives and strategy. Here we'll look at how to write one, the benefits of having one, a template, and an example. Introduction - What Is an Investment Policy Statement? An investment policy statement is a document that outlines the parameters for how a portfolio will be managed … [Read more...] about How To Write an Investment Policy Statement – Template & Example
Tax Loss Harvesting To Defer Taxes – The Ultimate Guide
Tax loss harvesting may sound fancy and complicated, but I promise it's super simple, and you'll have a better understanding of it after reading this guide. Here we'll explore what tax loss harvesting is, why and how you'd want to do it, the rules, limits, and deadlines involved, examples, and how to avoid the infamous "wash sale" in your portfolio. Introduction - … [Read more...] about Tax Loss Harvesting To Defer Taxes – The Ultimate Guide
Tail Risk – What It Is and How To Hedge Against It
Tail risk refers to the probability of an extreme outcome from a rare event. Here we'll look at what it is, how it affects portfolio construction, and hedging strategies for it. Introduction - What Is Tail Risk? Tail risk describes the likelihood of rare events at the ends of a probability distribution. Specifically, greater tail risk would suggest that the … [Read more...] about Tail Risk – What It Is and How To Hedge Against It
The First NFT ETF Is Here – Exploring NFTZ from Defiance
NFTs now have an ETF - NFTZ from Defiance ETFs. Let's check it out. Introduction - What Are NFTs? NFT stands for non-fungible token. NFTs allow for ownership of digital goods, as they are unique, verifiable tokens that exist on a blockchain. Blockchain is the digital database framework of cryptocurrencies like Bitcoin. Some of these words may sound foreign to you. … [Read more...] about The First NFT ETF Is Here – Exploring NFTZ from Defiance
IEMG vs. VWO – Which ETF for Emerging Markets?
Here we look at 2 index ETFs for Emerging Markets stocks - IEMG from iShares and VWO from Vanguard. In a hurry? Here are the highlights: IEMG and VWO are the two most popular ETFs for Emerging Markets.IEMG is from iShares. VWO is from Vanguard.IEMG tracks the MSCI Emerging Markets Investable Market Index. VWO tracks the FTSE Emerging Markets All Cap China A Inclusion … [Read more...] about IEMG vs. VWO – Which ETF for Emerging Markets?
Early Direct Deposit with M1 Spend from M1 Finance
M1 Finance is now featuring early direct deposit with their checking account component called M1 Spend. In case you haven’t heard me mention it elsewhere, M1 Finance is a modern all-in-one finance tool offering retirement accounts, taxable brokerage accounts, checking accounts, investment loans, a credit card, and more. They have a sleek mobile app and an intuitive … [Read more...] about Early Direct Deposit with M1 Spend from M1 Finance
M1 Finance Launches Rewards Credit Card – Up To 10% Cash Back
M1 Finance launched the "Owners Rewards" credit card that they teased a while back. If you have stock ownership in one of the featured companies, you can earn up to 10% cash back on purchases. So far, M1 Finance has been a modern broker with a sleek mobile app that allows you to invest, borrow at a low rate, and earn interest on savings with their checking account … [Read more...] about M1 Finance Launches Rewards Credit Card – Up To 10% Cash Back
M1 Finance and Crypto – It May Be Happening Soon
M1 Finance users are constantly asking if or when the platform is adding crypto trading. It may finally be happening. Crypto is the hot asset right now. Bitcoin in particular is obviously all the rage. But most brokers don't allow users to directly buy and sell cryptocurrency. It's somewhat of a different animal compared to your "traditional" assets like stocks and … [Read more...] about M1 Finance and Crypto – It May Be Happening Soon
3 Hedge Fund ETFs To Invest Like a Hedge Fund in 2022
Hedge funds are typically only accessible by the ultra rich. Here we'll explore what hedge funds are, why you may or may not want to act like one, and some ETFs to invest like a hedge fund in . What Is a Hedge Fund? As the name suggests, a hedge fund is quite literally, in its simplest explanation, a fund that holds different assets as hedges to each other in an … [Read more...] about 3 Hedge Fund ETFs To Invest Like a Hedge Fund in 2022
SPD ETF Review – Simplify US Equity PLUS Downside Convexity ETF
SPD offers exposure to U.S. large cap stocks while protecting from severe downturns with put options. I review it here. Introduction - What Is SPD and How Does It Work? SPD is an ETF from Simplify designed to provide broad equity exposure to U.S. stocks while also offering some downside protection for market crashes. It's called the Simplify US Equity PLUS … [Read more...] about SPD ETF Review – Simplify US Equity PLUS Downside Convexity ETF
The Hunt for a Leveraged Value ETF – 3 Contenders for 2022
So you like leveraged ETFs and you like Value. Can we combine them? Here I discuss the current options for a leveraged value ETF. Why a Leveraged Value ETF? If you've landed on this page, hopefully leveraged ETFs require no explanation. If they do, go read this post first explaining how they work. Basically, we're paying a fee to increase exposure (and risk) in … [Read more...] about The Hunt for a Leveraged Value ETF – 3 Contenders for 2022
A Telemedicine ETF To Invest in Telehealth in 2022
The pandemic supercharged the growth of telemedicine and digital health services. Here we'll check out the best telemedicine ETFs to capture telehealth exposure in . Introduction - Why Telemedicine Stocks? As with most disruptive technologies, consumers were wary at first of a digital model for healthcare. Then the 2020 pandemic hit, forcing people to stay inside … [Read more...] about A Telemedicine ETF To Invest in Telehealth in 2022
I Bonds (U.S. Government Savings Bonds) – The Ultimate Guide
I bonds are low-risk, inflation-linked savings bonds from the U.S. government. Here we'll review why, when, where, and how to buy them. Video Prefer video? Watch it here: Introduction - Inflation and the Case for I Bonds Unless you've been living under a rock, you know inflation has been heating up. Maybe you didn't know. Have you seen prices around you … [Read more...] about I Bonds (U.S. Government Savings Bonds) – The Ultimate Guide
JEPI ETF Review – JPMorgan Equity Premium Income ETF
JEPI is a covered call ETF for the S&P 500 Index designed to mitigate volatility and generate income. I review it here. Introduction - What Is JEPI and How Does It Work? JEPI is an income ETF from J.P. Morgan. It's called the JPMorgan Equity Premium Income ETF. In a nutshell, JEPI is holding a basket of low-volatility stocks selected from the S&P 500 Index … [Read more...] about JEPI ETF Review – JPMorgan Equity Premium Income ETF
Sharpe Ratio vs. Sortino vs. Calmar – Risk Adjusted Return
In this post I explore what risk-adjusted return is and some different ways to measure it, including Sharpe, Sortino, and Calmar ratios. Introduction - What Is Risk Adjusted Return? So we explored the concept of portfolio risk here recently. A good armchair definition of risk is the permanent loss of capital, though many erroneously conflate volatility - the … [Read more...] about Sharpe Ratio vs. Sortino vs. Calmar – Risk Adjusted Return
Investing Risk Explained (My Take on Portfolio Risk & Volatility)
In using the term "risk," different investors and advisors mean different things. There are several different types and definitions of portfolio risk. Some are more useful than others. Here's mine. What Is Portfolio Risk? In this post I'm going to be talking about systematic risk, which can't be diversified away. I already covered unsystematic risks - like … [Read more...] about Investing Risk Explained (My Take on Portfolio Risk & Volatility)
The 5 Best T Bill ETFs (Treasury Bills) To Park Cash in 2022
T Bills are ultra-short-term treasury bonds backed by the full faith and credit of the U.S. government. Here we'll check out the best T Bill ETFs to buy treasury bills in . Introduction - Why T Bills? T Bills, short for treasury bills, are just ultra-short-term bonds from the U.S. government. These short bonds with maturities of less than a year are called bills. … [Read more...] about The 5 Best T Bill ETFs (Treasury Bills) To Park Cash in 2022
The 10 Best ETFs for Retirement Portfolios in 2022
Retirees have unique needs when it comes to their investment portfolios. Here I've assembled what I think are the best ETFs for retirement portfolios in . Introduction - What Retirees Need From ETFs Obviously, many ETFs are perfectly suitable for both the young investor at age 20 and the retiree at age 60. But the latter has fundamentally different needs. Note … [Read more...] about The 10 Best ETFs for Retirement Portfolios in 2022
HNDL ETF Review – Strategy Shares NASDAQ 7HANDL™ Index ETF
HNDL is a proprietary fund-of-funds income ETF from Strategy Shares with a target 7% yield. I review it below. Introduction - What Is HNDL and How Does It Work? HNDL is fund-of-funds ETF from Strategy Shares. The sub-advisor is Rational Capital LLC. "Fund-of-funds" just means it's a single fund that holds other funds inside it. HNDL is focused on providing income, … [Read more...] about HNDL ETF Review – Strategy Shares NASDAQ 7HANDL™ Index ETF
