Vanguard launched new ETFs for U.S. T-Bills in February 2025 - VBIL and VGUS. I briefly summarize them here. After weirdly previously having no products for Treasury Bills and hearing investors' demands for short-term liquidity, Vanguard has finally launched 2 new ETFs for them. “VGUS and VBIL can be a solution for those who rely on ultra-short bond funds and … [Read more...] about Vanguard Launches 2 New ETFs for T-Bills – VBIL and VGUS
Recent Posts
M1 Earn High Yield Cash Account Review – 4% APY (2025)
Everyone needs a safe place for uninvested cash. Here I’ll provide an overview of a popular high-yield cash account from M1 to earn interest on your extra money in . Whether it’s for an emergency fund or short-term goals, everyone needs a safe place to park unused cash. Appropriately, we’d usually want to put that cash in what we call “cash-equivalent” … [Read more...] about M1 Earn High Yield Cash Account Review – 4% APY (2025)
RSBY ETF Review – Return Stacked® U.S. Bonds & Futures Yield ETF
The RSBY ETF aims to provide a "return stacked" solution for U.S. bonds and futures yield in a single fund. It's called the Return Stacked® U.S. Bonds & Futures Yield ETF. I review it here. If you've landed here, it's highly likely that you're already at least somewhat familiar with "return stacking" and you've probably even already checked out the other funds in this … [Read more...] about RSBY ETF Review – Return Stacked® U.S. Bonds & Futures Yield ETF
1 ETF for Life to Get Rich? It’s Not One You’d Guess…
Is there one single ETF you can hold forever to get rich and save for retirement? Yes, and it's probably not one you would guess... Prefer video? Watch it below. If not, keep scrolling to keep reading. So I've referenced the famous Bogleheads 3 Fund Portfolio many times in various blog posts on this site, and for good reason - it's a simple, low-cost, … [Read more...] about 1 ETF for Life to Get Rich? It’s Not One You’d Guess…
How to Get 35% off a New Tesla Model Y (1.99% APR Financing Promo)
Here’s how to effectively save 35% on a new Tesla Model Y… Prefer video? Watch it below. If not, keep scrolling to keep reading. So Tesla is currently offering 1.99% APR financing on new Model Y’s through August 31, 2024: That’s almost free money. You can also extend the loan term to 6 years: I was curious to see how the numbers might play out … [Read more...] about How to Get 35% off a New Tesla Model Y (1.99% APR Financing Promo)
M1 Finance New Dividend Reinvestment Features Are Here! (Sneak Peek)
Dividend investors using M1 Finance will be happy to hear that the platform is introducing some major changes and improvements specific to dividend reinvestment. In this brief post, I’m going to explain and give you a sneak peak of them. Prefer video? Watch it below. If not, keep scrolling to keep reading. One of the biggest requests from users has been the … [Read more...] about M1 Finance New Dividend Reinvestment Features Are Here! (Sneak Peek)
RSSY ETF Review – Return Stacked® U.S. Stocks & Futures Yield ETF
The RSSY ETF aims to provide a "return stacked" solution for U.S. stocks and futures yield in a single fund. It's called the Return Stacked® U.S. Stocks & Futures Yield ETF. I review it here. If you've landed here, it's highly likely that you're already at least somewhat familiar with "return stacking" and you've probably even already checked out the other funds in … [Read more...] about RSSY ETF Review – Return Stacked® U.S. Stocks & Futures Yield ETF
RSBT ETF Review – Return Stacked® Bonds & Managed Futures ETF
The RSBT ETF aims to provide a "return stacked" solution for bonds and managed futures in a single fund. It's called the Return Stacked® Bonds & Managed Futures ETF. I review it here. If you've landed here, chances are you're already at least somewhat familiar with "return stacking" and maybe you've even already checked out the other funds in this family like RSSB and … [Read more...] about RSBT ETF Review – Return Stacked® Bonds & Managed Futures ETF
RSST ETF Review – Return Stacked® US Stocks & Managed Futures ETF
The RSST ETF launched in late 2023 and aims to provide a "return stacked" solution for US stocks and managed futures in a single fund. Appropriately, it's called the Return Stacked® US Stocks & Managed Futures ETF. Let's review it. First, let's briefly cover what "return stacking" is. Essentially, it refers to borrowing (i.e. leverage) to free up space in the portfolio … [Read more...] about RSST ETF Review – Return Stacked® US Stocks & Managed Futures ETF
How to Get 14% off a New Highland Tesla Model 3 (1.99% APR Promo)
Here’s how to effectively save 14% on a new Highland Tesla Model 3… Prefer video? Watch it below. If not, keep scrolling to keep reading. So Tesla is currently offering 1.99% APR financing on new standard range and long range Model 3’s that are not eligible for the federal EV tax credit at this time: That’s almost free money. You can also extend the loan … [Read more...] about How to Get 14% off a New Highland Tesla Model 3 (1.99% APR Promo)
CAOS ETF Review – Alpha Architect Tail Risk ETF
The CAOS ETF from Alpha Architect aims to address left tail risk during tumultuous periods of "chaos" in the stock market. I review it here and explore how CAOS does this and why you might want to consider it in your investment portfolio. Introduction - Tail Risk To set the stage for a discussion of the CAOS ETF, let's first very briefly talk about tail risk to … [Read more...] about CAOS ETF Review – Alpha Architect Tail Risk ETF
How to Get 33% off a New Tesla Model Y (0.99% APR Promo)
Here’s how to effectively save 33% on a new Tesla Model Y… Prefer video? Watch it below. If not, keep scrolling to keep reading. So I found it very interesting to learn that Tesla is currently offering 0.99% APR financing on new Model Y’s through May 31: That’s almost free money. You can also extend the loan term to 5 years: I was curious to see how … [Read more...] about How to Get 33% off a New Tesla Model Y (0.99% APR Promo)
CALF ETF Review – Pacer U.S. Small Cap Cash Cows 100 ETF
The CALF ETF from Pacer seeks to capture US small cap stocks with higher free cash flow yield, which it calls "cash cows." I review it here. CALF ETF Overview Small cap stocks have greater expected returns than large cap stocks because they tend to be riskier and more volatile. Small stocks have beaten large stocks historically, compensating investors for taking … [Read more...] about CALF ETF Review – Pacer U.S. Small Cap Cash Cows 100 ETF
Is THIS the Best Portfolio?
I have a big list of lazy portfolios on this page and people constantly ask me which one is the best portfolio or which is my favorite. In this brief blog post, I’m going to go over one of my favorite lazy portfolios, and I’m willing to bet it’s not one you would guess. Prefer video? Watch it below. If not, keep scrolling to keep reading. So first let’s briefly … [Read more...] about Is THIS the Best Portfolio?
AVMA ETF Review – Avantis Moderate Allocation ETF (60/40 + Factors)
Avantis has launched AVMA, a factor-tilted asset allocation ETF with global stocks and bonds. I review it here. Prefer video? Watch it below. If not, keep scrolling to keep reading. I've written plenty elsewhere about factor investing, diversification, and asset allocation. Avantis has now combined all three in a single fund that they call their Moderate Allocation … [Read more...] about AVMA ETF Review – Avantis Moderate Allocation ETF (60/40 + Factors)
COWZ ETF Review – Pacer U.S. Cash Cows 100 ETF
The COWZ ETF from Pacer seeks to hold "cash cows" - US large cap stocks with higher free cash flow yield. I review it here. COWZ ETF Overview For any kind of reliable stability within stocks, we probably want to invest in a company that is profitable, meaning its revenue is greater than its expenses. Some perhaps don't realize that the famous S&P 500 Index for … [Read more...] about COWZ ETF Review – Pacer U.S. Cash Cows 100 ETF
BOXX ETF Review – Alpha Architect 1-3 Month Box ETF
What if I told you there’s a way to get the risk-free return of T-bills but in a way that’s more tax-efficient than buying T-bills directly or buying a T-bills fund like SGOV? Here I review the BOXX ETF and why you might want to consider it over your favorite T-bills ETF or money market fund for your cash management needs. Video Prefer video? Watch it below. If … [Read more...] about BOXX ETF Review – Alpha Architect 1-3 Month Box ETF
Avantis Launches 3 New ETFs – AVMC, AVMV, AVEE
Avantis launched new ETFs on November 9, 2023 - AVMC, AVMV, and AVEE. I briefly summarize them here. Avantis launched 3 new ETFs to provide narrow exposure to corners of the market that they previously didn't have dedicated funds for. AVMC - Avantis U.S. Mid Cap Equity ETF AVMC, the Avantis U.S. Mid Cap Equity ETF, provides exposure to the arguably … [Read more...] about Avantis Launches 3 New ETFs – AVMC, AVMV, AVEE
BlackRock iShares Launches First Target Date ETFs
Previously you could only get a target date fund in the form of a mutual fund. Now they're available as ETFs. Prefer video? Watch it below. If not, keep scrolling to keep reading. The enormous asset manager BlackRock has launched the industry's first lineup of target date ETFs. I've noted elsewhere why ETFs are usually preferable to mutual funds for a number … [Read more...] about BlackRock iShares Launches First Target Date ETFs
Buy Borrow Die Strategy Explained – How the Rich Avoid Taxes
The Buy Borrow Die strategy is a tax minimization technique that has made headlines in recent years because it's what rich people like Jeff Bezos, Elon Musk, and Warren Buffett do to avoid taxes. Here we'll look at how exactly the strategy works and how you can use some of the same tactics as the wealthy to minimize your tax burden. Video Prefer video? Watch it … [Read more...] about Buy Borrow Die Strategy Explained – How the Rich Avoid Taxes