The term "lazy portfolio" refers to a portfolio designed to perform well in most market conditions, that can be held for an extended period without changing the asset allocation leading up to retirement. Popular examples are the traditional 60/40 Portfolio and the Bogleheads 3 Fund Portfolio. Lazy portfolios are usually simple, diversified collections of low-cost index … [Read more...] about Lazy Portfolios and Their ETF Pies for M1 Finance
Investing 101
How To Invest Your HSA (Health Savings Account)
A Health Savings Account (HSA) is an extremely powerful vehicle for both investing and paying for medical expenses, but a common question is how exactly to invest inside it. Here we'll explore the the properties, benefits, and investment options of an HSA. In a hurry? Here are the highlights: An HSA is a tax-advantaged account used to pay medical expenses and/or to … [Read more...] about How To Invest Your HSA (Health Savings Account)
8 Reasons Why I’m Not a Dividend Income Investor
This post largely originated after seeing all the misinformation surrounding dividends floating around Reddit and YouTube recently. Most users on the M1 Finance subreddit, for example, seem to be very pro-dividend, almost unwaveringly so and nearly cult-like, so I’m a little afraid to even open this can of worms for fear of being pitchforked. It’s scary how much cavalierness, … [Read more...] about 8 Reasons Why I’m Not a Dividend Income Investor